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On the back of the RM740 million raised by P2P financing platforms since their first introduction, the additional RM50 million allocation towards the My Co-Investment Fund (MyCIF) as announced by the Government in the 2020 Budget tabling clearly reflected the Government’s trust in the industry’s potential to help bridge the SME financing gap, by leveraging on technologies to reach out and serve both unserved and underserved local SMEs. If you have never filed for the corporate tax before, stay tuned. Service fees charges. Written by Enen Tan Updated over a week ago Need funds for your business? The past three years and a half have been transformative for Funding Societies Malaysia (FS Malaysia). https://bit.ly/39Uk1Ue See More In Malaysia, the majority of SME grants stem from our government, but we have seen occurrences of independent grants being added to the mix. Following that in April, the Prime Minister later unveiled an additional RM10 billion stimulus package for Malaysian SMEs. It is recognised as a financial loan for capital expenditure or working capital, with an interest rate of 4% per annum. To-date, their default rate stands at 1.14% which is relatively decent in my books. Under the Money Lenders Act 1951, registered money lenders who provide credit facilities to businesses were urged to provide a moratorium on repayments, starting from the 1st of April 2020. Currently, Funding Societies is offering new users a bonus of RM50 when you are referred by an existing user (existing users will also get RM50). The grant finances 50% or up to RM200,000 of the project costs upon successful application. 110 talking about this. 2. Fulfilled the definition of SME in terms of annual sales turnover and scope. With an integrated system, the repayment process for Funding … ______________________________________________________________________________________________. We specialize in all forms of short-term financing for SMEs, crowdfunded by individual and institutional investors. Here’s the good news if you are a business in need of help from this subsidy. This is where we, Funding Societies came in with a cost-efficient model, with the ability to offer alternative financing opportunities to the vast majority of underserved SME segment using FinTech to significantly ease up the application process by leveraging on alternative data and machine learning as part of our credit assessment process. This collateralized financing is taken by Malaysian Used Car Dealers (UCDs) to finance the purchase of used motor vehicles. Banks also followed suit, taking the edge off many small businesses who needed the extra income. worth RM 2.1 billion that allocates RM 3,000 to micro-enterprises. As we keep growing, we established more partnerships with various industry players including banks, payment platform, car bidding platform, among others to widen our SME reach across the country. Annual sales turnover exceeds RM300,000 per year. Subsequently, in February 2017, we became the first P2P operator to launch in Malaysia. Depending on the condition of the equipment, they will finance between 70% to 95% of the cost at an interest rate of 5% per annum. We pride ourselves with speed and flexibility, offering the widest range … UCDs will seek for financing from Funding Societies after they have successfully bid for a motor vehicle on a bidding platform. Written by Enen Tan Updated over a week ago The settings you selected for the auto-invest function will determine which investment opportunity … Not all of them but some of them. registered with Lembaga Hasil Dalam Negeri (LHDN) are entitled to take part in this grant. Funding Societies will be the first partner to adopt Curlec’s online Direct Debit system. This Young Entrepreneurs Fund focuses mainly on Shariah Financing product options. In an effort to protect the economy and mitigate the impacts of the pandemic, our Malaysian government set forth an RM250 billion Malaysia’s Prihatin Rakyat Economic Stimulus Package (. Here are a few options you could look into for your SME. This is where we, Funding Societies came in with a cost-efficient model, with the ability to offer alternative financing opportunities to the vast majority of underserved SME segment using FinTech to significantly ease up the application process by leveraging on alternative data and machine learning as part of our credit assessment process. Corporate Tax Deadlines. Input your preferences and let us do the work for you. With the dawn of a global pandemic, small businesses worldwide have suffered a multitude of losses, resulting in a frankly tumultuous economy. Go to Funding Societies Malaysia. Business Scale-Up Programme (Biz-Up Programme) is an integrated assistance programme for the purpose of enhancing the capabilities of SMEs via business advisory services and financial support. Following the Securities Commission of Malaysia’s appointment of the first six operators to run peer-to-peer (P2P) financing platforms in the country in late 2016, Malaysia impressively became the first country in the ASEAN region to regulate P2P financing. Funding Societies is the leading peer-to-peer lending platform in Southeast Asia. We are thrilled to be part of this digitalisation movement, particularly as we chart new territory in the FinTech space.”. This is also the group who undoubtedly has the least resources – the micro enterprises. Here’s the good news if you are a business in need of help from this subsidy. Only if applicable, SLSME focuses primarily on sectors such as. has successfully disbursed RM100 million in SME working capital, five times more than what we had achieved in our first year – signifying a positive take-off of P2P financing in Malaysia. It does not fall under the jurisdiction of Bank Negara Malaysia. About Funding Societies Funding Societies is the largest SME digital financing platform in Southeast Asia. In Malaysia, there are several ways for a business to get funding, between business loans and now Peer-to-peer financing, entrepreneurs definitely have more options. From cementing our position as the largest P2P financing platform in Southeast Asia to launching new products and announcing exciting new partnerships, 2019 was another exciting year. Fund the Future. Further to this, we also lauded the digitally-driven and SMEs-focused National Economic Recovery Plan (PENJANA) announced as part of the Government’s strategic measures to support individuals and businesses impacted by the COVID-19 pandemic. Launched in early 2017 in Malaysia, Funding Societies has registered with Securities Commission Malaysia, and is the first and largest P2P financing platform in Malaysia. Own the evidence that the business has been affected by the natural disaster. Their approach is to strengthen the SMEs core business and capacity, to help increase productivity and offer solutions. Loan schemes put forth by both Bank Simpanan Nasional and Tekun Nasional were converted to abolish interest rates attached with the loans. The value of total disbursed working capital for the SMEs is, of course, a key metric for Funding Societies. The deadline for application is 31. of September 2020, which means you still have time to apply. Since its launch, Funding Societies has crowdfunded RM 310.8 million regionally (Malaysia, Singapore an Indonesia). It is licensed in Singapore, Indonesia and Malaysia, and backed by Sequoia India, Softbank Ventures Asia Corp, and Samsung Venture Investment Corporation amongst many others. Owns a letter issued by District Officers. All … Funding Societies takes the lead with over RM4.97 billion funds raised to date. To top it off, we had proudly announced our Series B fundraising of RM100 million, the largest fundraising for a Southeast Asia-based P2P financing platform. Alternatively, … ERP was implemented by the Malaysian Human Resource Ministry via the Social Security Organisation (Socso) as part of PRIHATIN. We have achieved and surpassed critical milestones, grew significantly, launched amazing products and signed meaningful partnerships, all of which have been recognized through the multitude of awards we have received. This collateralized financing is taken by Malaysian Used Car Dealers (UCDs) to finance the purchase of used motor vehicles. We offer financing up to RM1 million over a range of industries. From the first economic stimulus package, RM 100 billion was allocated to support businesses while the remaining values of RM 128 billion went to public welfare and RM 2 billion was dedicated to strengthening the country’s economy. Typically, SME grants are distributed by governments, corporations, foundations and even trusts. Funding Societies may modify the Funding Societies Terms & Conditions at any time in its sole discretion by posting the revised Funding Societies Terms & Conditions on the Platform and/or via an announcement on the Platform, which will be effective immediately upon posting. Funding Societies Malaysia Okt 2020 - Kini 4 bulan. In the very same year, we announced our first Series A fundraising of RM30 million, following successful disbursement of RM17 million across the local SMEs. Investors. About Funding Societies. Sign up now *Terms & conditions apply. The value of total disbursed working capital for the SMEs is, of course, a key metric for Funding Societies. Our mission is to enable fast and effortless access to funds by bringing SMEs and investors together on our platform. Remember to apply for this extension with SSM, it’s free no fees are imposed. Step 6: Upload your bank statement to set up your withdrawal bank account. Kuala Lumpur, Federal Territory of Kuala Lumpur, Malaysia Admin Executive Lazada Jul 2020 - Okt 2020 4 bulan. Another requirement, if a business applies for this program, is that they must retain their employees for a minimum of 6 months including the 3 months from the initial wage subsidy. 7 articles in this collection Written by Shaun and Enen Tan. Funding Societies, the first and largest peer-to-peer (P2P) financing platform in Malaysia, has announced a partnership with Curlec, a homegrown FinTech company specialising in Direct Debit payments. This means that if someone were to give your SME a grant, then they are probably invested in some aspect of your business and need to see it grow. Not to worry, private spaces owners were also urged to follow suit to help support local SMEs. About Funding Societies. Glassdoor gives you an inside look at what it's like to work at Funding Societies, including salaries, reviews, office photos, and more. Here’s my code: j9tv5tns. Let's take a walk down memory lane to some of the highlights from Funding Societies. With this programme, SMEs will be able to kickstart their digital adoption journey and continue to strive in the online world we live in today. Offering guidance and advice where necessary. In no event will Funding Societies be liable to any party for any direct, indirect, incidental, special, consequential or punitive damages for reliance or use of such information by you or any third party. If you have an SME in this industry, YEF can offer working capital up to 100% or capital for Business Operation Assets. Let's boost the economy and go back to local! Kelvin Teo and Reynold Wijaya founded Funding Societies in 2015 while studying for their Master of Business Administration (MBA) at Harvard Business School. In closing, there are many more SME Grants out there available to Malaysian SMEs, so if you are an SME looking to grow, make sure you do your research. Let's boost the economy and go back to local! Investors. of March 2020. However, due to the Covid-19 outbreak, this fee has been WAIVED until further notice. Offered by the Malaysia Digital Economy Corporation (MDEC) this tech-centric fund plays a critical role in the advancement and digitalisation of Malaysian SMEs. In Malaysia, the majority of. This is because it believes that P2P financing is ☝️ well-positioned to be at the forefront of driving Malaysia's digital financial inclusion. Aside from banks, alternative financing for businesses also provided a 6-months moratorium on any business financing they had provided. These employers once identified, vetted, and were found to be eligible, would be entitled to 3 months of financial assistance to retain their employees. Depending on which grant amount you apply for up to RM400,000, the coverage varies. August 30, 2018. In an effort to protect the economy and mitigate the impacts of the pandemic, our Malaysian government set forth an RM250 billion Malaysia’s Prihatin Rakyat Economic Stimulus Package (PRIHATIN) on the 27th of March 2020. At the seminar, Funding Societies Malaysia’s CEO, Wong Kah Meng, had the opportunity to address questions from both investors and SMEs on the type of financing products we provide, eligibility to invest and apply for financing, along with customer rights. The deadline for application is 31st of September 2020, which means you still have time to apply. They operate in South East Asia and have won a lot of accolades, including the Global Excellence Award from ITU Telecom, a specialized agency of the United Nations for. Looking back at some of the great years for FS Malaysia, our investors, clients, and partners, we have compiled a review summary of our notable achievements over the years to share with you. … Mostly because it is rare for these grants to be marketed online. Funding Societies was launched in February 2017 as the first P2P operator in Malaysia. Setting Up Auto-Invest. as the P2P financing platform of choice for both SMEs and investors alike. There is currently a USD175 billion of SME financing gap in SEA alone, with the figure continuously and rapidly growing. How to File and Pay Corporate Tax in Malaysia? Click the link below if your SME is in need of financing, we're here to help! With our seamless online application journey, plus no collateral requirements, you can take your business to greater heights! Funding Societies Malaysia, the largest digital Peer-to-Peer (P2P) financing platform in the country, announced today its partnership with Lazada Malaysia to offer short-term financing, e-commerce financing, for merchants selling on Lazada platform.. A reflection of Funding Societies and Lazada’s mutual efforts in empowering Malaysia’s micro, small and medium enterprises … From cementing our position as the largest P2P financing platform in Southeast Asia to launching new products and announcing exciting new partnerships, 2019 was another exciting year. Thus, if you are interested in investing via Funding Societies, you may sign up via the link below: Link: Sign Up to Invest at Funding Societies Being an alternative financing option that is gaining traction in recent years, Funding Societies help bridge the funding gap by … Funding Societies is a South-East-Asia based SME digital financing platform, headquartered in Singapore. Go to Funding Societies Malaysia. It is licensed in Singapore, Indonesia and Malaysia, and backed by Sequoia India, Softbank Ventures Asia Corp, and Samsung Venture Investment Corporation amongst many others. Setting Up Auto-Invest. alone, with the figure continuously and rapidly growing. Some of the expected outcomes are an increase in revenue, savings in your SME business costs, and the reduction of man-hours, amongst other things. SMEs incorporated under the Companies Act 1965, SMEs incorporated under Registration of Business Ordinance 1956, Owns SMEs with shareholdings which not exceeding 20% held by public-listed companies. No cash deposits are accepted. We hope you found this article insightful, and wish you good luck on your business journey! To be eligible for Soft Loans for SMEs, you must be registered as an; SLSME focuses primarily on sectors such as Manufacturing, Manufacturing-Related Services and or anything in the Services industry but EXCLUDE insurance and financial services. (Maximum number of staff a company can claim for has increased to 200 employees). https://bit.ly/39Uk1Ue See More We specialize in all forms of short-term financing for SMEs, crowdfunded by individual and institutional investors. Example: 1234560-X, SSM Registration Cert such as Form 9 or Section 13 (CA 2016). All Collections. Funding Societies and Malaysia Yellow Pages have joined forces to fi... nancially empower Malaysian SMEs! Share sensitive information only on official, secure websites. We are thrilled to be part of this digitalisation movement, particularly as we chart new territory in the FinTech space.”. Funding Societies Malaysia. The Bumiputera Enterprise Enhancement Programme or BEEP is a specialised SME funding grant that aims to develop competitive, resilient, and dynamic Bumiputera SMEs. Certification and Quality Management System, SMEs who fall into this category, you can proceed to apply for this grant via. One main reason contributing to this huge gap is the lack of bankability of the millions of the SMEs – also majorly the reason why banks shy away from serving the SMEs. Our mission is to enable fast and effortless access to funds by bringing SMEs and investors together on our platform. What is my Risk? They are the first P2P … NOT ELIGIBLE for Public Listed Companies in the Main Board / Secondary Markets / Large Firms, MNCs, GLCs, MoF Inc. & State-Owned Enterprises Companies AND their subsidiaries. Not to be confused with a donation, a grant is distributed to an SME on a set of principles often pertaining to the profit or growth margin of said company. How it … Working Capital Management. Go to Funding Societies Malaysia. Issuer. As I’m a financing provider (like a banker), I would face the risk of potential loan … The Company will not deduct employee salaries. However, as part of the stimulus package, The Government has agreed to, extend the financial statements filing period to the 31. products that have been available before the Covid-19 pandemic hit. Has an issued and paid-up capital of at least RM50,000, Has a minimum of 51% equity held by Malaysian(s), Not be the subject of a liquidation/winding-up order, Has no going concern issue and/or not dormant and, Has entered into a written contract or a committed arrangement technology partner for the development and implementation of the project, If previously has received any MDEC/government grant, the applicant must demonstrate the completion and success of the funded project/s, 6. Funding Societies Malaysia As the first and largest peer-to-peer (P2P) financing platform in Malaysia, Funding Societies connect creditworthy SMEs with investors through an online marketplace that increases access to financing for SMEs. We pride ourselves with speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. To address this concern, we launched FS Bolt, a fully automated mobile loan product targeting micro entrepreneurs and businesses. Funding Societies Malaysia, registered as Modalku Ventures Sdn Bhd, is the largest P2P financing platform registered with Securities Commission Malaysia (SC) and has a market share of more than 50%. Dealer financing is a new type of SME financing offered by Funding Societies. Issuer. The Covid-19 outbreak hit Malaysia in February 2020, resulting in a Movement Control Order (MCO) implemented on the 18th of March 2020. For example, if your business, premises, or equipment is damaged or destroyed in a flood, storm, drought, beach erosion or landslide, then you as an SME can apply for a soft loan with SMEEF. BEEP offers financing solutions to Bumiputera SMEs to help with. , so long as they stick to the parameters introduced. With the dawn of a global pandemic, small businesses worldwide have suffered a multitude of losses, resulting in a frankly tumultuous economy. Check out the links below, if you want to learn more about how we can help boost your SME via P2P Financing. We pride ourselves with speed and flexibility, offering the widest range of term loan, trade finance and micro loan products. We have achieved and surpassed critical milestones, grew significantly, launched amazing products and signed meaningful partnerships, all of which have been recognized through the multitude of awards we have received. This. RM740 million raised by P2P financing platforms. Plan to diversify your investment portfolio? Despite the difficult times that we are experiencing, we at Funding Societies, remain positive that Malaysia will navigate through these unprecedented times swiftly as together, we nurture our nation’s economic recovery. Grant you will need to grow and expand both locally and globally ’ and Bai ’ and ’... Only if applicable, SLSME focuses primarily on sectors such as Form 9 or 13. Allocated or given to a maximum of RM 5 million need to fulfil the following documents: you will to! 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